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Insurance for non-EU students
Before you come to Poland please make sure you check the given Embassy or Consulate General of the Republic of Poland's requirements concerning the health insurance.
A national visa applicant shall personally submit a document confirming the possession of Travel Medical Insurance. Travel medical insurance with an insurance amount of no less than EUR 30,000 must be valid for the period of the intended stay of the foreigner on the territory of the Republic of Poland, cover all expenses that may occur during the stay in Poland due to the necessity of return travel for medical reasons, the need for urgent medical assistance, emergency hospital treatment or death, in which the insurer undertakes to cover the costs of healthcare services provided to the insured directly to the entity providing such benefits, on the basis of a bill issued by this entity.
Erasmus Mundus students
The Erasmus Mundus programme offers special cover to its scholarship students at no extra cost. Visits in dispensaries and hospitals are payable but you have to collect all bills to claim for costs refund. All information about the insurance for Erasmus Mundus students are on the European Commission’s webpage .
Erasmus Mundus students can also be insured in National Health Fund in Poland – the rules are the same as for the international students from outside the EU.
The Erasmus Mundus programme offers special cover to its scholarship students at no extra cost. Visits in dispensaries and hospitals are payable but you have to collect all bills to claim for costs refund. All information about the insurance for Erasmus Mundus students are on the European Commission’s webpage .
Erasmus Mundus students can also be insured in National Health Fund in Poland – the rules are the same as for the international students from outside the EU.
Voluntary Health Insurance for Students from Foreign Countries (non-EU countries) step by step:
It is possible to apply for the National Health Insurance after you arrive in Poland and are enrolled.
1. Signing the agreement for the health insurace in NFZ (National Health Fund – in Polish: Narodowy Fundusz Zdrowia), address:
Generała Romualda Traugutta 55a, 50-416 Wrocław.
Possibility of making an online appointment at: https://rejestracja.nfz-wroclaw.pl/qmaticwebbooking/#/ - website in Polish language version. In point 1, one should select: "Ubezpieczenie dobrowolne" / voluntary insurance. In point 2, one should select date and time. In point 3, you provide your contact e-mail. It is not required that you make this online appointment, as it is optional.
Documents needed to sign the contract in NFZ:
- An application form (provided by NFZ Insurance Department)
- A copy of your passport and a valid visa
- A copy of Student's ID card
- A confirmation from Wrocław University of Science and Technology (provided by Wrocław University of Science and Technology) that you are a student
- In case of students who are minors, parents' approval is required to sign the contract of insurance
- For people living in the districts of Wrocław – Śródmieście or Wrocław – Psie Pole:
I ZUS Inspectorate in Wrocław (temporarily unavailable) address is Reymonta St. 4/6, 50-225 Wrocław - For people living in the districts of Wrocław – Fabryczna (excluding Grabiszyn, Oporów, Szczepin estate) and Wrocław – Stare Miasto:
II ZUS Inspectorate in Wrocław, address: Litomska St. 36, 53-641 Wrocław - For people living in the districts of Wrocław not mentioned above:
III ZUS Branch in Wrocław, address: Pretficza St. 11, 50-930 Wrocław
Documents necessary for registration:
Every month, a separate declaration called ZUS DRA must be submitted, which shows the amount of health premiums paid. Please ask the ZUS inspectorate about the deadline to submit the form.
- Passport
- The contract with NFZ
Every month, a separate declaration called ZUS DRA must be submitted, which shows the amount of health premiums paid. Please ask the ZUS inspectorate about the deadline to submit the form.
Note: the current contribution for health insurance for students from foreign countries is 55,80 PLN/month.
In the event of receiving a personal identification number (PESEL) or a tax ID (NIP) updates the personal data must be submitted within 7 days in the document forms called ZUS ZIPA and ZUS ZIUA.
Payments:
Health premium must be paid to the individual bank account as indicated by ZUS.
Resigning from the payment of premiums:
In case of resignation from the payment of the premiums for over one month, automatically the continuous arrears in the payment of the contract occur, and then the voluntary health insurance is terminated. Please immediately unregister the insurance both at NFZ and ZUS.
In the event of receiving a personal identification number (PESEL) or a tax ID (NIP) updates the personal data must be submitted within 7 days in the document forms called ZUS ZIPA and ZUS ZIUA.
Payments:
Health premium must be paid to the individual bank account as indicated by ZUS.
Resigning from the payment of premiums:
In case of resignation from the payment of the premiums for over one month, automatically the continuous arrears in the payment of the contract occur, and then the voluntary health insurance is terminated. Please immediately unregister the insurance both at NFZ and ZUS.
Important notice: the NFZ insurance does not cover the cost of return travel to your home country for medical reasons.
[Last update: 21st May, 2025]
Block I:
Item 01 –„4” means the deadline for submission of declarations
Item 02 – the number of declaration, month, year for which a declaration is made up
Block II:
It should be completed in accordance with the declaration on the document ZUS ZZA
Block III:
Item 01 –„1” – one person insured
Block VII:
Item 01 and 04 – the amount of premium
Block IX:
Item 01 – the amount of premium
Block XI:
Item 01 – code for the title insurance„24 10 00”
Item 04 – the basis on which a premium is charged
Block XII:
Item 08 – the date of completion of the document
Item 09 – signature
Block I:
Item 01 – mark the declaration „X” (means registration)
Block II:
Item 01 – (NIP) Tax Identification Number
Item 03 – (PESEL) Personal Identification Number
Item 04 – number 2
Item 05 – the number of passport
Item 07 – surname
Item 08 – first name
Block III:
Repeat the data according to the pattern from Block II
Block IV:
Item 01 – second name
Item 02 – the name at borth
Item 03 – nationality
Item 0 4 – sex (”K” – Female,„M” – Male)
Block V:
Code for the title insurance:„24 10 00”
Block VII:
Date of signing the agreement
Block VIII:
Health insurance code: 01R
Block IX:
Your registered address in PL
Block X:
Your residence address in PL
Block XI:
The address for correspondence in PL
Block XII:
Item 01 – the date of completion of the document
Item 02 – the signature