Money and Banks

Polish currency is called the Zloty (meaning, literally, “golden” or “gold one”). Many hotels, restaurants and services already accept the European currency. Nevertheless, to avoid unpleasant surprises, you should keep a few gold ones in your pocket.

Bank account

It is advisable to open a bank account in Poland. Just bring your passport or ID to any bank - the opening an account is free of charge. You will receive a cash card and free access to your account via Internet. However, some services may be charged (e.g. international money transfer). There are many banks that provide bank accounts for international students. Make sure what services are included, what charges are involved and choose the bank which suits your needs.

ATMs (Cash Machines)

You'll have no trouble finding a cash machine (in Polish “bankomat”) around Wrocław, particularly around the centre of town. Look for them in all the standard spots. The exchange rates, these little machines will give you, are usually more favourable than those provided at the bureaus. All major credit cards are accepted and these machines are fast and safe. However, please remember about standard safety practices for collecting money in public places. Don't go yelling about your wad of cash.

Credit cards

Credit cards are quickly becoming the standard in Poland. Still it won't hurt to keep a little change in your pocket. You'll probably have no problem paying with plastic at a hotel or a shop, but don't look surprised when a cafe or restaurant asks for “real” money.

Cheques

Leave your chequebook at home - Poland is not a fan of this form of payment.

Bureaux de Change (Kantor)

Exchange rates can vary drastically even on the same block – so keep your eyes peeled. Avoid the bureaux de change near tourist sites, and watch out for commissions or sneaky zeros slipped into the rate. Look for the word “Kantor.”